Mosx wrote:8 bank plus tulip specialisation are not that bad this give Dutch as 80 VILL on coin if I don't wrong
The gather rate for banks is 2.75 gold per second, which is roughly equivalent to 4.5 villagers on a mine (since this is a comparative analysis, I am using the standard gathering rate of .6 gold/second instead of the special Dutch rate of .69 gold/second).
After Tulip Speculation, that goes up to 3.16, which is approximately equivalent to 5.3 villagers on a mine.
(5.3 villagers) * (10 banks) = 53 villagers
That doesn't sound bad until you realize that 1) those banks represent 53 villagers that are not upgraded and cannot benefit from upgrade cards while other civs villagers ALL benefit from upgrade cards and 2) that you have to send 3 cards and go to age 5 to maximize your bank economy.
The extra pop is also a liability in a way, because it means that you drain faster. This is exacerbated by your weaker economy.